Jumia One loan; Loans are easier with Jumia One

Jumia One is the automated lending service by Jumia focused on increasing access to credit for merchants, vendors, customers and users of its platform around Africa.

Loan decisions are automated and depend solely on the borrowers data with Jumia. Once approved, the applicant receives funds within 5 minutes 24 hours a day, 7 days a week. The loans are delivered via an Android mobile app, with lending decisions provided almost instantly. The usual amount for new borrowers is N10k

Loans from moneylenders are designed to be short term loans that are designed to tide you over to the next payday. It is best for anyone looking for an unsecured personal consumer loan, students and individual’s ineligible for typical bank loans due to thin credit files.


  • Payday loans – JumiaOne payday loan is designed to provide monthly overdraft to staff of companies, ministries, Parastatals and other establishments.
  • Education – Any salary earner, self-employed, students, government sector employees including Public Sector.
  • Business – The loans help business to cover cash flow payments when due.



  • Fast loan approval process within minutes
  • No collateral
  • No guarantor


  • Low maximum loan



  • Valid bank details
  • BVN number
  • Android Phone
  • Complete application

You might also like More from author